What is workers’ compensation?
Workers’ compensation is a state-required insurance program required for employers with 3 or more employees to compensate employees who are injured or who get ill from work-related incidents. Workers’ compensation is a system that pays for medical costs and lost wages resulting from the work-related injury or illness. In order for an employee to benefit from workers’ compensation, they are not allowed to sue their employer for negligence.
What injuries are covered under workers’ compensation?
Nearly all work-related injuries are covered under workers’ compensation, regardless of who caused the injury. Also, if you are injured and would like to receive workers’ compensation, you do not have to prove negligence or prove liability.
What injuries are not covered by workers’ compensation?
If your injury is the result of a self-inflicted incident, a crime you were committing, or if the injury occurred because of conduct that violates company policy, workers’ compensation may not cover the resulting costs or lost wages.
Does an injury have to be the result of a specific work-related accident to be covered by workers’ compensation?
No. If you sustain an injury like carpal tunnel syndrome as a result of continued use or misuse, workers’ compensation can cover the cost of the injury or any lost work. However, proving that your injuries are the direct result of your employment may be difficult. If you would like to receive workers’ compensation, contact an experienced workers’ compensation lawyer as soon as possible.
What happens if my spouse dies as a result of a work-related accident?
If your spouse dies as a result of a work-related accident, then you may be able to recover benefits or other compensation from workers’ compensation. Also, any surviving children under the age of 18 may also be able to receive benefits from workers’ compensation.